Mortgage Interest Rate Survey Transition Index
In May 29, 2019, FHFA published its final Monthly Interest Rate Survey (MIRS), due to dwindling participation by financial institutions. MIRS had provided information on a monthly basis on interest rates, loan terms, and house prices by property type (all, new, previously occupied); by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks and savings banks); as well as information on 15-year and 30-year, fixed-rate loans. Additionally, MIRS provided quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district, and was used to compile FHFA’s monthly adjustable-rate mortgage index entitled the “National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders,” also known as the ARM Index.
Resources
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Mortgage Interest Rate Survey Transition Index access point
FILE
Complete Metadata
| @type | Dataset |
|---|---|
| accessRights | public |
| contactPoint |
{ "fn": "FHFA Data and Research", "@type": "Kind", "hasEmail": "mailto:dataandresearch@fhfa.gov" } |
| description | In May 29, 2019, FHFA published its final Monthly Interest Rate Survey (MIRS), due to dwindling participation by financial institutions. MIRS had provided information on a monthly basis on interest rates, loan terms, and house prices by property type (all, new, previously occupied); by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks and savings banks); as well as information on 15-year and 30-year, fixed-rate loans. Additionally, MIRS provided quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district, and was used to compile FHFA’s monthly adjustable-rate mortgage index entitled the “National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders,” also known as the ARM Index. |
| distribution |
[ { "@type": "Distribution", "title": "Mortgage Interest Rate Survey Transition Index access point", "license": "https://creativecommons.org/publicdomain/zero/1.0/", "accessURL": "https://www.fhfa.gov/data/mirs" } ] |
| identifier | FHFA000000153 |
| inventoried | 2026-09-30 |
| issued | 2026-09-30 |
| landingPage |
{ "@type": "Document", "title": "Mortgage Interest Rate Survey Transition Index landing page", "accessURL": "https://www.fhfa.gov/data/mirs" } |
| language |
[ "en" ] |
| license | https://creativecommons.org/publicdomain/zero/1.0/ |
| modified | 2026-07-31 |
| page |
[ { "@type": "Document", "title": "Mortgage Interest Rate Survey Transition Index access page", "accessURL": "https://www.fhfa.gov/data/mirs" } ] |
| publisher |
{ "name": "FHFA", "@type": "Organization" } |
| rights |
[ "This data asset is not exempt from disclosure under FOIA, This dataset is eligible for disclosure in the Federal Data Catalog" ] |
| rightsHolder |
[ { "name": "FHFA", "@type": "Organization" } ] |
| title | Mortgage Interest Rate Survey Transition Index |
