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Household Debt Service and Financial Obligations Ratios

Metadata Updated: November 21, 2023

This feed provides information about household debt service and financial obligations ratios data from the Federal Reserve Board's FOR release available through the Data Download Program (DDP). The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.The DSR is divided into two parts. The Mortgage DSR is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.Quarterly values for the Debt Service Ratio are available from 1980 forward.

Access & Use Information

Public: This dataset is intended for public access and use. License: No license information was provided. If this work was prepared by an officer or employee of the United States government as part of that person's official duties it is considered a U.S. Government Work.

Downloads & Resources

Dates

Metadata Created Date November 21, 2023
Metadata Updated Date November 21, 2023

Metadata Source

Harvested from Federal Reserve

Additional Metadata

Resource Type Dataset
Metadata Created Date November 21, 2023
Metadata Updated Date November 21, 2023
Publisher Board of Governors of the Federal Reserve System
Maintainer
Identifier FRBCMZ91
Data Last Modified R/P3M
Public Access Level public
Bureau Code 920:00
Schema Version https://project-open-data.cio.gov/v1.1/schema
Harvest Object Id 593b9441-5ae8-4118-ba93-3c75086ba82e
Harvest Source Id ed4f9073-f069-4049-8ee0-17ff5c98cd46
Harvest Source Title Federal Reserve
Homepage URL https://www.federalreserve.gov/releases/housedebt/default.htm
Program Code 920:000
Source Datajson Identifier True
Source Hash d86d476c5a634ab763d26f42f8fc08da95b0c3d12849906eacd3db8d164ba230
Source Schema Version 1.1

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