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Duty to Serve: High Opportunity Areas Data

Published by Federal Housing Finance Agency | Federal Housing Finance Agency | Catalog Last Checked: July 29, 2025 at 08:47 AM | Dataset Last Updated: February 11, 2025 at 04:10 PM
FHFA's Duty to Serve regulation defines residential economic diversity to include Enterprise activities that support financing of mortgages in high opportunity areas. High opportunity areas for purposes of Duty to Serve, include areas designated by Housing and Urban Development (HUD) as a "Difficult Development Area" (DDA), as well as areas designated by a state local Qualified Allocation Plan as a high opportunity area, whose poverty rate is lower than the rate established by FHFA. Below is a link to the specific geographies which meet the High Opportunity Areas definition.

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