{"@type": "dcat:Dataset", "accessLevel": "public", "accrualPeriodicity": "R/P10Y", "bureauCode": ["015:11"], "contactPoint": {"@type": "vcard:Contact", "fn": "Padma Raman", "hasEmail": "mailto:Padmasini.raman@fhfa.gov"}, "dataQuality": true, "description": "The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) provides for the establishment of single-family and multifamily goals each year, including a single-family purchase money mortgage goal for families residing in low-income areas.\u00a0 The Safety and Soundness Act defines \"low-income area\" as: (a) census tracts or block numbering areas in which the median income does not exceed 80 percent of area median income (AMI), (b) families with income not greater than 100 percent of AMI who reside in minority census tracts, and (c) families with income not greater than 100 percent of AMI who reside in designated disaster areas.\u00a0 A \u201cminority census tract\u201d is a census tract that has a minority population of at least 30 percent and a median income of less than 100 percent of the AMI.\u00a0 Census tract level data identifying these areas are available below for 2010 and 2011 based on 2000 Census tract geography, for 2012 through 2021 based on 2010 Census tract geography, and for 2022 and subsequent years based on 2020 Census tract geography.", "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/underserved-areas-data", "description": "The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) provides for the establishment of single-family and multifamily goals each year, including a single-family purchase money mortgage goal for families residing in low-income areas.\u00a0 The Safety and Soundness Act defines \"low-income area\" as: (a) census tracts or block numbering areas in which the median income does not exceed 80 percent of area median income (AMI), (b) families with income not greater than 100 percent of AMI who reside in minority census tracts, and (c) families with income not greater than 100 percent of AMI who reside in designated disaster areas.\u00a0 A \u201cminority census tract\u201d is a census tract that has a minority population of at least 30 percent and a median income of less than 100 percent of the AMI.\u00a0 Census tract level data identifying these areas are available below for 2010 and 2011 based on 2000 Census tract geography, for 2012 through 2021 based on 2010 Census tract geography, and for 2022 and subsequent years based on 2020 Census tract geography.", "title": "Underserved Areas Data"}], "identifier": "FHFA2134", "keyword": ["low_income", "underserved_areas"], "landingPage": "https://www.fhfa.gov/data/underserved-areas-data", "language": ["en-US"], "modified": "2024-04-04T20:14:20.311Z", "programCode": ["015:001"], "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "rights": "true", "title": "Underserved Areas Data"}