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Duty to Serve: Areas of Concentrated Poverty Data

Published by Federal Housing Finance Agency | Federal Housing Finance Agency | Catalog Last Checked: July 29, 2025 at 08:36 AM | Dataset Last Updated: February 11, 2025 at 04:30 PM
FHFA’s Duty to Serve regulation defines residential economic diversity to include activities that support financing of mortgages in areas of concentrated poverty.  Areas of concentrated poverty for purposes of Duty to Serve, include a census tract designated by HUD as a Qualified Census Tract, or as a Racially or Ethnically-Concentrated Area of Poverty, during any year covered by an Underserved Markets Plan or in the year prior to a Plan’s effective date.  Below is a link to the specific geographies which meet the Area of Concentrated Poverty definition.

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